First State Bank offers more complete access to your account. Wherever you are, whenever you need it.

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Email us with general questions or comments.

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FIRST STATE BANK ANNOUNCES PROMOTIONS

We are updating our bill pay communication. You may have received an email from support@billpayemail.com recently. This is a legitimate email and the address should be added to your safe sender list to continue to receive updates from them.

Business Checking

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Totally Free Business Checking
Perfect for most businesses!

No minimum balance
No monthly service charge
Unlimited FREE monthly transaction items*
Unlimited currency deposited per month FREE

Business Interest Checking
Perfect for qualifying sale proprietorships & not-far-profit organizations.

Competitive interest
Unlimited FREE monthly transaction items*
Only $2,500 average available balance to avoid a low monthly fee of $6
Unlimited currency deposited per month FREE

Every new business checking account includes:

FREE Business Debit Card
FREE Online Banking and Bill Pay
FREE eStatements
FREE return of check images for easy record keeping
FREE easy-to-balance monthly statement
FREE thank you gift**
Buy back of your unused checks and debit card from another financial institution***

Gold Reserve, which is an overdraft protection line of credit, is available with approved credit. Contact Us for more information.

Transaction items include all debits and credits.
Minimum opening deposit is only $50.
Free gift may be reported on a 1099-INT or 1099-MISC. No minimum balance or time requirement to obtain gift. Free gift is provided at account opening.
$10 cash for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

First State Bank

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