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Personal Checking Accounts

First State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Whatever it is you are looking for, First State Bank has the account for you. Please feel free to stop by and visit or contact one of our account professionals for more information. We offer the following types of checking accounts:

Totally Free Checking

Totally Free Checking requires no minimum balance and offers unlimited check writing. All for no monthly fee! ATM Cash Card and VISA Debit Card available at no charge. Fees charged for additional services. Gold Reserve, and overdraft protection line of credit, is available with approved credit. You may also qualify for our Overdraft Priviledge Program.

Golden Age Checking

Senior benefits begin at age 55 and include the following: Interest paid at the SUPER NOW rate, free wallet style checks, free use of a 5X5 safe deposit box, free Money Orders, Cashier's Checks and a no fee VISA Debit Card or ATM Cash Card. Fees charged for additional services. Gold Reserve, and overdraft protection line of credit, is available with approved credit. You may also qualify for our Overdraft Priviledge Program.

SUPER NOW Checking

Earn interest on your checking account! SUPER NOW Checking requires a minimum balance of $750.00 to receive interest and avoid a service charge. Check writing is unlimited, ATM Cash Card and VISA Debit Card is available at no charge. Fees charged for additional services. Gold Reserve, and overdraft protection line of credit, is available with approved credit. You may also qualify for our Overdraft Priviledge Program.

Direct Deposit SUPER NOW Checking

If your employer pays you by direct deposit, you are eligible for this type of interest-bearing checking account. Direct Deposit SUPER NOW Checking requires a minimum balance of $25.00 to receive interest and avoid a service charge. Check writing is unlimited, ATM Cash Card and VISA Debit Card is available at no charge. Fees charged for additional services. Gold Reserve, and overdraft protection line of credit, is available with approved credit. You may also qualify for our Overdraft Priviledge Program.

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