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FIRST STATE BANK ANNOUNCES PROMOTIONS

We are updating our bill pay communication.  You may have received an email from support@billpayemail.com recently.  This is a legitimate email and the address should be added to your safe sender list to continue to receive updates from them. 

startpage | First State Bank | Banking Products | Personal Banking | Personal Checking Accounts

Personal Checking Accounts

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

 

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

 

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

Whatever it is you are looking for, First State Bank has the account for you. Please feel free to stop by and visit or contact one of our account professionals for more information. We offer the following types of checking accounts:

Totally Free Checking
A FREE account for everyone!

  • First box of checks free

  • No minimum balance

  • No monthly service charge

  • No per check charge

50+ Interest Checking
FREE for customers 50 and over!

  • FREE personalized checks

  • Competitive interest

  • No minimum balance

  • No monthly service charge

  • No per check charge

  • Free use of a 5 X 5 Safety Deposit Box.

First Choice Checking
FREE checking with the convenience of direct deposit or any automatic payment!

  • First box of checks free

  • Competitive interest

  • No minimum balance

  • No monthly service charge

  • No per check charge

Premium Interest Checking
An account for those interested in higher interest!

  • FREE personalized checks

  • Higher interest rate with a balance of $2,500 or more

  • Competitive interest if balance falls below $2,500

  • No per check charge

  • Only $6 monthly charge if average available balance falls below $2,500

Every new personal checking account includes:

  • FREE VISA® Debit Card

  • FREE Online Banking and Bill Pay

  • FREE eStatements

  • FREE return of check images for easy record keeping

  • FREE easy-to-balance monthly statement

  • FREE thank you gift*

  • Buy back of your unused checks and debit card from another financial institution**

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
*Free gift may be reported on a 1099-INT or 1099-MISC. No minimum balance or time requirement to obtain gift. Free gift is provided at account opening.
**Up to $10 cash for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

First State Bank

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