Additional Banking Services
Important Account Information for our Customers
The following are other services we provide our customers. Also listed are the fees that may be assessed against your account and the following transaction limitations, if any, apply to your account.
Card Services & Fees
|Debit Card||Access your checking account with the convenience of the First State Bank VISA Debit Card. The Debit Card is accepted at most retailers and accesses any Cirrus/PLUS System ATM. Purchases are deducted directly from your checking account and documented on your monthly statement. There is no charge and no annual fee.|
|Cash Card||Use your First State Bank Cash Card at any of our First State Bank Cirrus/PLUS Cash Machines without incurring a transaction fee. Make transfers, withdrawals, or check your balance. There is no annual fee.|
|Visa© Gift Cards||
The perfect gift. Convenient Visa Gift© Cards are on everyone’s wish list. Visa is one of the world's most recognizable and trusted brands. It’s safer than giving a check, cash or gift certificate. Your gift recipients can use the Visa© Gift Card online, over the phone, or anywhere Visa debit cards are accepted. Contact your local branch for details.
Visa® gift cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Purchase fee of up to $6.95. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.
|Convenient Visa© Travel Cards||
Planning a trip? Secure your travel money with the Convenient Visa TravelMoney© Card. This reloadable card is safer than carrying cash and is not tied to your bank account. Visa is one of the world's most recognizable and trusted brands and the Convenient Visa TravelMoney© Card can be used anywhere Visa debit cards are accepted, even cash withdrawals at ATMs. Contact your local branch for details.
Visa® prepaid cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Purchase fee of up to $9.00. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.
|Overdraft Fee||$30.00 for each item paid created by check, in-person withdrawals, ATM withdrawals, or other electronic means|
|Returned Item Fee||$30.00 for each item returned created by check, in-person withdrawals, ATM withdrawals, or other electronic means|
|Stop Payments - All Items||$30.00|
|Account Research||$30.00 per hour minimum|
|Account Balancing Assistance||$30.00 per hour|
|Replace First State Bank Debit Card||$5.00|
|Premature Account Closing Fee||$10.00 (Account closed within 90 days of opening)|
|Inactivity Fee||$5.00 per month (Account is inactive for 6 months and the balance is below $100.00)|
|Undeliverable Mail Fee||$5.00 per month (Mail returned by the Post Office)|
|Foreign ATM Fee||$2.00 for each transaction at an ATM outside of the Glacier Bank network. Will be waived up to 5 times per month upon your notification to us.|
|International ATM Service Fee||$1.00|
|International Transaction Fee Assessment||1% of transaction|
|Wire Transfers (outgoing – domestic)||$20.00|
|Wire Transfers (outgoing – Foreign sent in Foreign Currency)||$50.00|
|Wire Transfers (outgoing – Foreign sent in US Dollars)||$75.00|
|Wire Transfers (outgoing – Foreign using Direct Credit)||$50.00|
|Wire Transfers (incoming - Domestic and foreign)||$10.00|
Online banking is a convenient way to do all of your banking from home or work. Your can conduct your banking business when it is convenient for you. Check account balances, transfer funds between accounts, make loan payments and much more all from your computer. We offer 3 different packages for online banking. Contact us for further details.
Consumer Online Banking - Free
Non-Consumer Online Banking – Cash Management Option 1
$10.00 per month user fee
|ACH Payroll||$.30 each|
|Wire Transfer||$15.00 each|
|Bill Pay||$.35 each|
|Monthly Payroll Tax Payments||$.50 each|
|Unlimited Funds Transfer (according to law)|
Non-Consumer Online Banking – Cash Management Option 2
$25.00 per month
|$10.00 User Fee||Wire Transfers discounted to $10.00 each|
|Up to 40 ACH Payroll transactions||$.30 for each one over 40|
|20 Bill Pays||$.25 for each one over 20|
|Monthly Payroll Tax Payments|
|Unlimited Funds Transfer (according to law)|
Your can conduct your banking business when it is convenient for you, using your telephone and your own Personal Identification Number (PIN).
Check account balances, transfer funds between accounts, make loan payments and much more all from your touch tone phone. Just call:
Wheatland: - 307-322-8133
Outside the Wheatland Area: - 1-877-416-8136
Safe Deposit Boxes
First State Bank offers Safe Deposit Boxes ranging in size from
5" x 5" to 10" x 21" to suit your individual needs.
|Size||Price per Year|
|5" x 5"||$30.00|
|3" x 10"||$30.00|
|5" x 10"||$50.00|
|10" x 10"||$100.00|
|10" x 15"||$100.00|
|10" x 21"||$100.00|
|Safe Deposit Boxes not insured by FDIC|
Other Service Fees
|Check Printing||Fee depends on style of check ordered|
|Temporary Checks||$.50 per check|
|Coin Rolling||2% with a $2.00 minimum|
|Night Deposit Locked Bags||First Bag - $25.00 annually|
|$3.00 per key|