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Consumer Loans

First State Bank offers a wide variety of loan products to meet your financing needs. Our loan specialists are able to give you fast answers when you need to borrow money. We offer competitive rates and flexible terms in the following areas:

  • Vehicle Financing
  • Real Estate Loans, including conventional, FHA, VA & WCDA
  • Home Improvement
  • Personal Loans
  • Personal Credit Cards
  • Your monthly payment is automatically charged to your checking account.
  • HELOC
  • "Gold Reserve" Line of Credit, attached to your checking account to provide overdraft protection. 

The terms of the notes will be structured to fit your specific needs. We offer competitive rates and flexible terms. Geographical restrictions may apply.

Please stop by to visit or feel free to contact one of our Consumer Lenders to discuss your operating and borrowing needs.

These forms are interactive so you may type your information into them and print and mail to us.  Please do not send these through email as they will contain information not safe for email.  

To view the .xls files please make sure you have Microsoft Excel on your computer.  To view the .pdf files you can download the free Adobe Reader.