Contact us or call 1-800-417-8715.
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    • Totally Free Checking AND a Free Gift! Click here for details.

    • Attention Farmers & Ranchers: Equipment financing available. Competitive rates!

Checking Accounts

Whatever it is you are looking for, First State Bank has the account for you. Please feel free to stop by and visit or contact one of our account professionals for more information. 

We offer the following types of checking accounts:

Totally Free Checking

A FREE account for everyone!

  • First box of checks free
  • No minimum balance
  • No monthly service charge
  • No per check charge

50+ Interest Checking

FREE for customers 50 and over!

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Free use of a 5 X 5 Safety Deposit Box.

First Choice Checking

FREE checking with the convenience of direct deposit or any automatic payment!

  • First box of checks free
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • No per check charge

Premium Interest Checking

An account for those interested in higher interest!

  • FREE personalized checks
  • Higher interest rate with a balance of $750 or more
  • Competitive interest if balance falls below $750
  • No per check charge
  • Only $5 monthly charge if average available balance falls below $750

Every new personal checking account includes:

  • FREE VISA® Debit Card
  • FREE Online Banking and Bill Pay
  • FREE eStatements
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift*
  • Buy back of your unused checks and debit card from another financial institution**

 

Gold Reserve, which is an overdraft protection line of credit, is available with approved credit. Contact Us for more information.

 *No minimum balance or time requirement to obtain gift. Free gift is provided at account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. 

Minimum opening deposit is only $50. Ask us for details.