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Savings Accounts

Whatever it is you are looking for, First State Bank has the account for you.  All savings accounts are interest bearing accounts.  Interest rates may change weekly and interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).  Federal regulations allow no more than six (6) preauthorized transfers per month on savings or money market accounts.  A $1.00 monthly service charge will be assessed for exceeding the 6 withdrawl limit. There is no regulatory limit to the number of withdrawals made in person or at an ATM.  Please feel free to stop by and visit or contact one of our account professionals for more information.

Fees could reduce earnings.

 

 

We offer the following types of savings accounts:

Regular Savings

With a regular savings account, we encourage savers of all sizes and pay you to save! Withdrawals or transfers may be made in person, via telephone banking or online banking, or by ATM. ATM Cash Card available at no charge.  $0 minimum to open account $2.00 monthly service charge if account falls below $100.00 during the month. 

Money Market

A variable rate of interest paid with no service charge for maintaining a $2500.00 minimum balance. $10.00 monthly service charge if the account falls below $2500.00 during the month.  Higher rates of interest are paid on larger balances. Withdrawals or transfers may be made in person, via telephone banking or online banking, or by ATM. ATM Cash Card available at no charge.