Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.

Personal Retirement

Accounts that help you—not your money—retire.

Saving for a secure retirement doesn’t need to be complicated.
 
An Individual Retirement Account (IRA) is a savings account that comes with tax advantages to help you save for retirement. We offer both Traditional and Roth IRAs to help get you there. Each has specific tax benefits and we invite you to contact us for more information to help you decide on the right choice for you.

Contact Us


Our Traditional IRA

Our traditional IRA account is a great way to build your savings and financial security for retirement. Your earnings accrue on a tax-deferred basis.
 
  • A minimum opening deposit is required based on the product type. Contact us for details
  • Contributions may be tax-deductible if you are not an active participant in an employer retirement plan; your ability to take a deduction also depends on your income for the year. See IRS guidelines
  • Must have earned income to make a contribution
  • Annual IRA contributions limits are set for each year; see IRS guidelines
  • Annual limit applies to any combination of IRA plans
 

Our Roth IRA

Build your retirement savings with this great account.
 
  • A minimum opening deposit is required based on the product type. Contact us for details
  • Must have earned income to make a contribution
  • Contributions will not be tax deductible, but the contributions and earnings can be withdrawn tax-free
  • There are no required minimum distributions after reaching age 72
  • Annual IRA contributions limits are set for each year; please see IRS guidelines for details
  • Annual contribution limit applies to any combination of IRA plans
  • The interest rate paid on IRA accounts may change after the account is opened
 
About “Catch-up” Contributions
You may be eligible for a catch-up contribution if you have reached age 50. See IRS guidelines to be sure.